Policy-driven structuring
I approach each scenario on its individual merits, focusing on loan structure, lender credit policy and long-term suitability. Each recommendation considers your position today and your longer-term plans.
Your broker · Based in Perth, working Australia-wide
Meet Luke.
Your mortgage broker.
I specialise in structuring residential and investment lending solutions across purchases, refinances and portfolio growth. Clear guidance, careful preparation and a long-term approach sit at the heart of how I work.
One relationship. Your enquiry goes directly to Luke.
Luke SerraDirector · Loanswest
More than a broker
An educator at heart.
My path to mortgage broking began in education, where I spent 12 years as a Health and Physical Education teacher before advancing to leadership roles as Deputy Principal and Head of Department.
With a double bachelor's degree in Science and Arts from Edith Cowan University, I developed strong leadership, organisational and interpersonal skills. These now help me educate and guide clients with clarity and confidence.
As Head of Learning Area, I led a team of 10 staff and, during my Deputy Principal appointment, acted as Principal on more than 10 occasions. Listening carefully, explaining the detail and coordinating with others remain central to my work at Loanswest.
Why choose me?
Structure, clarity and a long-term view.
My role is to provide clear, strategic guidance and align each application with an appropriate lender, credit policy and product from the outset. I focus on careful preparation and communication through lender assessment, approval and settlement. Approval and loan terms remain subject to the lender's assessment.
- 12
- years teaching Health and PE
- 10
- staff led as Head of Learning Area
- 10+
- occasions acting as Principal
- Jul 2024
- mortgage-broking career began
Consistent communication
I keep you updated throughout the loan process. Where appropriate and with your consent, I work with your accountant, buyer's agent and other financial professionals so the relevant information stays connected.
Beyond a single transaction
Your plans can change after settlement. I focus on ongoing relationships, helping you review your lending and consider whether it still suits your circumstances and longer-term goals.
Access and flexibility
Through outsource Financial, I draw on a broad panel of lenders and finance providers. The options available depend on the loan type, relevant accreditations and eligibility.
Explore the lender panelFormal qualifications
The learning behind the guidance.
My studies span education, adult training and mortgage broking, supporting a practical, education-led way of working with clients.
Diploma of Finance and Mortgage Broking Management
FNS50322 · AAMC Training Group
Certificate IV in Finance and Mortgage Broking
Double Bachelor's Degree in Science and Arts
Edith Cowan University
Certificate IV in Training and Assessment
TAE40116 · Additional education qualification
Life outside work
Family, the outdoors and a little competition.
Beyond finance, I am a passionate soccer player, golfer, surfer and camper. I love spending time outdoors with my wife, our two kids and our two dogs, embracing the simple joys of life. I want my clients to feel informed about their financial goals while keeping sight of the life those goals support.
Industry recognition
Recognised for a promising start.
Luke was named a Western Australian finalist in two mortgage-broking awards in 2026, recognising his early work in the profession.
2026 finalist
Better Business Awards
WA New Broker of the Year finalist
2026 finalist
MFAA Excellence Awards
WA Newcomer state finalist
Frequently asked questions
Questions, answered clearly
General answers are a starting point. Your lending options depend on your circumstances.
What is Luke Serra's role?
Luke Serra is Director and mortgage broker at LOANSWEST PTY LTD, trading as Loanswest.
How can I contact Luke?
Email luke@loanswest.com.au, call 0431 556 633 or use the contact and booking pages.
Where can I find the applicable credit-licensing information?
Loanswest Pty Ltd (Credit Representative 557790) is authorised under Australian Credit Licence 384324, held by outsource Financial Pty Ltd (ABN 42 131 090 705).
Ready to take the next step?
Talk through your goals with Luke and leave with a clearer idea of what comes next.